Freelancer Finance Toolkit
Three workbooks for pricing, bookkeeping and irregular-income planning in one download.
ENGLISH TEMPLATE CATALOGUE
Ten focused workbooks and one finance-record toolkit.
Start with the toolkit or compare the tables, formulas and limitations of each workbook. Every offer has its own explanation, real workbook images and a direct purchase path.
- Excel
- Google Sheets
- Macro-free
- Instant download
- Marketplace terms shown at checkout
Compare the files, recorded inputs, calculations and current purchase links without a personal recommendation.
Compare the templatesENGLISH CATALOGUE
A focused spreadsheet for each job.
No subscription, no macros and no locked features. Buy once and edit your own copy.
Freelance Rate Calculator
Model hourly, day, project and retainer references from costs, capacity and margin assumptions.
Micro-Wedding Budget Planner
Record budget items, suppliers, payments and guest replies in one connected workbook.
Room-by-Room Renovation Budget
Record planned, quoted, committed and paid renovation amounts by room and category.
Capacity & Retainer Planner
Record clients, retainers, monthly entered hours and a dated time log in one workbook.
Freelancer Bookkeeping
Income, expenses, quarterly planning checks and an annual profit dashboard.
Irregular Income Budget
Model uneven months with editable tax, savings and remaining-balance allocations kept separate.
Reseller Inventory
Track stock, fees, shipping, sell-through and internally calculated item results across marketplaces.
Project Profitability
Connect fees, time and direct expenses to see project profit, margin and outstanding fees.
Cleaning Bookkeeping
Track jobs, cash income, expenses, mileage, labor cost and completed-job profitability.
Craft Fair Sales & ROI
Compare booth costs, sales, stock, fees, COGS, event profit and completed-event ROI.
REAL PRODUCT PROOF
The dashboard you receive, not a fabricated mockup.
Add income and expense rows, then review net billings, profit, tax set-aside and monthly performance in one annual view. Built-in checks flag incomplete rows and reporting-year problems.
- 01Macro-free Excel file
- 02Two-page quick-start guide
- 03Google Sheets import ready
- 04Example rows and checks
ONE SYSTEM, THREE RECORD TYPES
Model references. Maintain records. Separate editable allocations.
Model a rate
Combine costs, billable capacity and target margin in an editable reference.
Record the real picture
Keep income, fees and expenses organized with built-in checks.
Plan uneven months
Separate editable tax and savings allocations before viewing the remaining plan balance.
FREE TOOLS
Inspect the structure and arithmetic before you buy.
Nine free workbooks, calculators and browser tools turn entered values into general arithmetic or provide a starter file before purchase.
See all free Excel templates01
Free retainer hours tracker
Included hours, dated time entries, remaining arithmetic, browser storage and local CSV export.
Track free ↗02Freelancer bookkeeping starter
Free Excel workbook with 50 income rows, 100 expense rows, arithmetic summaries and structural checks.
Download free ↗03Freelance hourly rate calculator
Costs, target income, billable hours and margin.
Calculate free ↗04Freelance tax set-aside calculator
Income, expenses and editable reserve, savings and remaining-balance scenarios.
Calculate free ↗05Client project profit calculator
Fee, labor cost, expenses, profit and project margin.
Calculate free ↗06Cleaning job profit calculator
Labor, supplies, travel, profit and margin per job.
Calculate free ↗07Craft fair profit and ROI calculator
COGS, event costs, sell-through, profit and ROI.
Calculate free ↗08Reseller fees and result calculator
Entered sale proceeds, fee base, marketplace rate, item cost and shipping.
Calculate free ↗09Irregular income budget calculator
Six entered income amounts, monthly costs, annual costs and another allocation.
Calculate free ↗10Micro-wedding budget calculator
Entered budget, contracted amounts, payments, changes and guest counts.
Calculate free ↗11Renovation budget comparison
Entered plan, quote total, commitments, approved changes and payments.
Calculate free ↗12Retainer capacity calculator
Entered working time, non-client hours, retainer hours and other client work.
Calculate free ↗FREE PRACTICAL GUIDES
Review the method first. Compare the contents second.
Clear methods and checklists for organizing the work before buying anything.
01
How to use a freelancer bookkeeping spreadsheet
A practical method for recording freelance income, business expenses, fees, tax set-asides and monthly profit in one workbook.
Read the guide02Freelance invoice tracker spreadsheet for Excel
Build a traceable freelance invoice and payment tracker in Excel, separate billed, received and outstanding amounts, and download a free workbook.
Read the guide03How to budget with irregular freelance income
Build a variable-income planning scenario around cash received, entered expenses, editable tax and savings allocations, sinking funds and the remaining balance.
Read the guide04How to calculate a freelance hourly, day and project rate
Estimate a freelance rate reference from target income, business costs, time off, billable capacity, utilization and margin assumptions.
Read the guide05How to track reseller inventory and profit in a spreadsheet
Track SKU-level stock, purchase costs, marketplace fees, shipping, net revenue, margin, days held and sell-through.
Read the guide06How to build a freelancer finance spreadsheet system
Connect pricing, bookkeeping and irregular-income planning without mixing quotes, recorded transactions and cash allocation.
Read the guide07How to track client project profitability in a spreadsheet
Connect project fees, internal labor cost and direct expenses to calculate profit, margin, budget variance and outstanding fees.
Read the guide08How to track cleaning business bookkeeping and job profit
Connect job revenue, labor, supplies, mileage, payment fees and cash expenses to see which completed cleaning services produce margin.
Read the guide09How to track craft fair sales, inventory and event ROI
Calculate event profit after COGS, booth fees, travel, lodging and payment fees, then compare sell-through and ROI across markets.
Read the guide10Micro-wedding budget spreadsheet: suppliers and payments
Build a micro-wedding budget spreadsheet with separate budget items, supplier records, payments and guest replies, plus visible arithmetic checks.
Read the guide11Room-by-room renovation budget spreadsheet
Structure a room-by-room renovation budget spreadsheet with separate plan, quote, commitment and payment records linked by internal item IDs.
Read the guide12Freelancer retainer hours tracker and capacity planner
Build a freelancer retainer hours tracker with client, retainer and dated time records, plus editable capacity scenarios and monthly arithmetic checks.
Read the guideBEFORE YOU BUY
The important details, plainly stated.
Does this file or submit my taxes?
No. Tax figures are planning estimates only. The spreadsheets do not replace professional tax, legal or accounting advice and do not file returns.
Does it work in Google Sheets?
Yes. You receive the Excel workbook plus a short import guide. Minor visual differences may appear after importing.
Do I need advanced Excel skills?
No. Input cells are differentiated, example rows are included and every workbook contains specific instructions.
What license is included?
A personal or single-business license. Resale, sharing and redistribution are not permitted.
Can I request a refund?
The policy allows refund requests for 14 days through Gumroad. Mandatory consumer rights remain unaffected.
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