VARIABLE INCOME, PRIORITIES AND POTS
Irregular Income Budget and Tax Pot
Model an irregular month from recorded income.
Separate editable tax, savings and essential-cost allocations from the balance remaining in an irregular-income plan.
- Excel + Google Sheets
- Macro-free
- Instant download
- 14-day refund policy
WHAT IT RECORDS
A workbook organized around one defined set of records.
- 01Received-income tracker
- 02Editable tax allocation
- 03Remaining plan balance
- 04Sinking-fund planner
SEE THE FILE BEFORE YOU BUY
Real dashboard, inputs and features.
These images come from the delivered product. They are not a fabricated interface made for this page.
EXAMPLE USE CASES
Record-keeping contexts represented by the file.
- Freelancers with uneven monthly income
- Households built around variable earnings
- Anyone comparing editable allocations against received income
INSIDE THE WORKBOOK
What the template includes.
- Essential, flexible and goal priorities
- Monthly tax and savings pots
- Emergency-target progress
- Sinking-fund contribution plan
- Editable assumptions and examples
- Year-specific and reconciliation checks
FREE PRACTICAL GUIDE
How to budget with irregular freelance income
Build a variable-income planning scenario around cash received, entered expenses, editable tax and savings allocations, sinking funds and the remaining balance.
Read before you buyTRY THE LOGIC FIRST
Try the free arithmetic comparison
Compare six entered income amounts with monthly costs, annual costs and another editable allocation before using the complete monthly workbook.
Try the free arithmetic comparisonHOW IT WORKS
From example rows to your own numbers.
- 01
Record received income
Keep received cash separate from unpaid invoices in the planning inputs.
- 02
Model allocations
Enter tax, savings, essential-cost and selected-goal allocations separately.
- 03
Review the remaining balance
Compare the calculated balance after the entered allocations and expenses.
DELIVERY AND COMPATIBILITY
An editable file without another account.
You receive one macro-free .xlsx workbook and a PDF guide for importing it into Google Sheets. Minor visual differences may appear after import.
This is a planning tool, not tax, legal or financial advice. It cannot guarantee that the pots will cover future obligations.
QUESTIONS BEFORE BUYING
Clear delivery, use and limits.
What do I receive after purchase?
One editable .xlsx workbook and a short PDF guide. Gumroad delivers the download immediately after payment.
Does it work in Google Sheets?
Yes. You can import the .xlsx file into Google Sheets. Minor visual differences may appear after import.
Do I need a subscription?
No. This is a one-time purchase for personal use or one business. Resale, sharing and redistribution are not permitted.
Can I request a refund?
The policy allows refund requests for 14 days through Gumroad. Mandatory consumer rights remain unaffected.
Does it replace professional advice or file taxes?
No. The workbook supports organization, calculation and planning. It does not file taxes or replace tax, accounting, legal or financial advice.
Irregular Income Budget and Tax Pot
Review the contents and limitations before downloading.
Payment, applicable taxes, delivery and a 14-day refund policy through Gumroad.